SBA 7(a) loan interest rates are coming down following the Fed’s recent signals and broader market shifts. While the rate environment remains unpredictable, this downward movement is a welcome development for both prospective and active borrowers.

BDOs are the face of the deal, bringing in new business, managing borrower relationships, and keeping the process moving.

Every business owner knows cash is king. But when it comes to applying for a loan, cash in the bank is only part of the picture.

With another government shutdown, the big question for many small business owners is: What happens to SBA lending, especially 7(a) loans, when the government hits pause?

…for many brokers, SBA deals still feel fragile. Timelines are vague. Buyers seem promising but fall apart in underwriting. And lenders sometimes go quiet when the deal needs clarity most.

In lending, pricing isn’t just about cost, it’s about value and fairness.

There’s a compelling proposal circulating in Washington that would raise the SBA’s maximum loan limits from $5 million to $10 million

For lenders, investors, and even seasoned operators, financial forecasts aren’t just numbers on a page.

For lenders, investors, and even seasoned operators, financial forecasts aren’t just numbers on a page…

With loan volumes rising, oversight tightening, and new initiatives aimed at revitalizing American industry, the agency is pushing toward a clearer, more focused version…

The SBA’s decision to pull the plug on USAID’s contracting authority wasn’t made in a vacuum. It followed…

According to the National Small Business Association, 59% of small business owners cite "economic uncertainty" as the single greatest threat to their growth. That’s more than inflation, tariffs, labor shortages, or regulatory burdens.

These USDA programs have historically supported rural businesses with capital tools specifically designed for smaller, community-rooted ventures. Shifting them to the SBA would consolidate…

in the world of SBA lending, where deals are layered with emotion, risk, and real human pressure. This formula falls short.

After several years of looser policies aimed at pandemic-era recovery, the SBA’s 7(a) loan program is heading back to fundamentals.

For the first time, the agency has announced plans to build an official broker directory, logging the names of anyone who assists in packaging, placing, or referring SBA 7(a) loans.

The SBA created the Preferred Lender Program to streamline the loan process for borrowers and empower experienced lenders to approve SBA-backed loans more efficiently.

As small business formation surges and capital demand increases, the system is evolving.

These updates signal a stricter and more conservative lending environment, with the SBA focused on reducing risk and increasing transparency.

The SBA is reinstating the Franchise Directory, which had been phased out in 2023. Starting August 1, 2025, franchise brands must be listed in the directory for their franchisees to qualify for SBA loans…